Three things. I was luck in choosing JPM rather than C. I knew Jamie Dimon was a good CEO material and lost unfairly in a power struggle in Citi early. So I made a bet on JPM. I never thought that C would go down like this. Whew! I was lucky here.
   
   A V-shape market is unlikely. It may be wise to raise some cash now.
   
   I sold out CCL.AX, maybe a bit early. It does not meet my requirement. I may take a stake when it drops to a more reasonable level.